Uninsured / Underinsured Motorists
After serious auto accidents, many victims are surprised to discover that the negligent driver has inadequate insurance to cover the costs of medical care, lost wages and other damages. Of course, some drivers have no insurance at all, but even many good policies do not truly cover the costs of ongoing medical care. In these situations, it is critical to work with experienced lawyers who know how to help you obtain the maximum compensation award available to you.
At the law offices of Joel L. Katz, L.L.C., we represent clients who have been injured in auto accidents involving underinsured and uninsured motorists. We take accident claims for clients in Annapolis and Chestertown and all the way to the Eastern Shore of Maryland. We have more than 125 years of combined experience, and in that time, we have handled many cases involving defendants with minimal insurance policies.
Most serious accidents result in at least one surgery and the potential for costly ongoing medical attention. Many policies do not cover these costs. If the other driver does not have adequate insurance, we will explore several options for compensation, including:
- Your insurance: In many cases, we can negotiate with clients’ insurance carriers to cover the financial gap between other drivers’ policies and our clients’ medical expenses. For this reason, we always encourage drivers to carry significant policies so that they will be covered in these situations.
- Other claims: We could explore the option of other legal claims to increase your compensation award, including workers’ compensation claims and defective product claims.
- Property damage claims: In addition to the physical damages, most auto accident victims suffer serious property damage. We will make sure you do not receive diminished value for these damages.